A SWIFT code is a code used to identify the country, bank and branch that an account is registered to. When you send money to a bank account overseas with hozo.vn, you’ll need this code to ensure your money’s going to the right place. A SWIFT code is sometimes called a BIC (Bank Identifier Code) – but they’re exactly the same thing.
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More about SWIFT codes
What is a SWIFT code used for?
When you are sending a bank transfer to family and friends in another country, we’ll ask you to supply a SWIFT code. It identifies the country, bank and branch that your respondent’s account is held in. Without it, your bank transfer may not get to the right destination.
What does a SWIFT code look like?
A SWIFT code is made of either 8 or 11 letters and numbers. They are arranged like this: AAAABBCCDDDAAAA: 4 character bank codeBB: 2 character country codeCC: 2 character location code
How do I find a SWIFT code?
If you’re sending a bank transfer to your family or friends, you’ll need the SWIFT code identifying their banks to complete your transfer. You and your respondents can find them in these simple ways:
Check bank statements
Banks often put their SWIFT codes on their paper statements. But, if your respondents don’t receive paper statements, they can log in to their bank account and view their statements there. Then they can supply you with the SWIFT code.
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Check the bank’s website
Whether you’re looking for your own bank’s or someone’s else’s bank’s SWIFT code:Go to the bank’s website and see if it has the SWIFT code listedCheck the bank’s FAQs, international payments or other related linksType ‘SWIFT code’ into the search box if the website has a search feature
How to find the SWIFT code at:
There are several websites that help you find a bank's SWIFT code. Simply choose the country and then the name of the bank
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Is a BIC code the same as a SWIFT code?
Yes. A BIC (Bank Identifier Code) is exactly the same as a SWIFT code. Both are made up of numbers and letters used to identify the country, bank and branch that an account is registered to. And so both provide vital information when sending a money transfer.
Is a SWIFT code the same as an IBAN?
No. Basically, they are used to identify different things. A SWIFT code is used to identify a specific bank during an international transaction. An IBAN (International Bank Account Number) identifies an individual account in the individual transaction. The IBAN is used in many countries around the world and is up to 34 characters long and includes both numbers and letters. Both the IBAN and SWIFT codes are important in the smooth running of international money transfers.
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